Get a virtual Naira or US Dollar card for your secure local and international payments, fund transfer & online shopping.

• Self-issued and Ready in seconds
• Theft & Fraud Protection with 2D authentication
• Up-to $10,000 monthly spending limit
• Available for international payments on Apple, Google, Amazon, AliExpress and over 8,000 other platforms
• Fund your USD card with local currency
• Withdraw funds from your card to your Naira or USD wallet at anytime
• Issue and manage multiple cards under your account
• One-click card activation and deactivation
• Available via APIs for developers

• Multi-currency card with support for USD spending
• Self-issued and Ready in seconds
• Theft & Fraud Protection with 3D authentication
• Available for payments on both local and international platform
• Unlimited local monthly spending limit
• Withdraw funds from your card to your Naira or USD wallet at anytime
• Up-to $2,000 monthly international spending
• Issue and manage multiple cards under your account
• One-click card activation and deactivation
• Available via APIs for developers

Here is a step-by-step guide on how to use our virtual card services. We have also put together an interactive video guide Here for you.

• Download the UfitPay app on your device and sign-up an account if you haven't done so already
• Follow the prompts on the app to complete your Identity & KYC verifications if you haven't done that also
• For added account security, click the Settings icon towards the lower right part of your app then scroll-down and select Set Account PIN to set a PIN on your UfitPay account
• Click on the Fund or Deposit icon on the UfitPay app home screen to fund your UfitPay account. You can also do this by making a bank transfer to any of your UfitPay virtual bank account numbers
• Now that your account is funded, click on Cards icon on the home screen of your app to open the card section
• Clcik New Card button, Select desired card brand (i.e VISA or Verve)
• Choose the currency for your card (i.e US Dollar for a dollar card ot Naira for a naira card)
• Choose what balance you like to debit for card issueing fee (i.e. Naira or US Dollar, depending on where you have funds)
• Enter your UfitPay account PIN to authorize then click Create Virtual Card to finish
• Now that your new card is created, Click on the image of the card anytime to view your card details
• At this point, your card won't have any balance on it so you need to add funds to it. Click Options button at the top-right and select Fund Card to fund your new card. Once funded, you can start making payments with your card.

Remember that you can create as many cards as you need and fund as many times as you want... awesome right!