With UfitPay, there are No hidden fees, we love transparency. When doing business with us, you always know what you are paying. In some cases, we actually pay you for making use of our platform... totally awesome right!

Take a look at how enticing our fees and commissions are. We can even arrange something customized for you if you have exceptional transaction volumes.

For Merchant Services

Service What We Charge You
Collection via Card or USSD payment channel 1.5% of transaction amount (capped at N2,500)
Collection via PayPal payment channel 3.5% of transaction amount
Collection via Virtual Account 1% of transaction amount (capped at N2,500)
Collection via Airtime 10% of transaction amount
Settlement to Merchant's Bank Account N50 per instant settlement or N60 per next-day settlement
Settlement to UfitPay Account Free

For Wallet Account Services

Service What We Charge You What We Pay You
Airtime Purchase (MTN, 9moble, Glo & Airtel) - 1% - 2% or airtime amount (depending on your transaction volume)
Data Purchase - Up-to 20% (depending on data package)
Bank Transfer (NIP) N50 per transaction -
Wallet Withdrawal N80 per transaction -
Airtime-to-Cash Conversion 10% of transaction amount -
Electricity Bill Payment N50 per transaction -
TV Subscription Payment N50 per transaction -
Internet Service Bill Payment N50 per transaction -
Betting Wallet Funding N1,000 per transaction -
Payment Corporate Billers N100 per transaction -
Virtual Account Deposit N50 per credit -
SMS Notification N4 per notification -
Third-party BVN Verification N20 per request via API -
NIN Validation N100 per request -
Mobile Number Validation N1 per request -

Looking for a customized pricing?

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Our business team are available 9:00am - 6:00pm on weekdays to assist you!